Carrier Authorized Dealer — Chicago
Flexible Financing for Carrier Equipment
Don't let upfront cost stand between your family and year-round comfort. D's Air & Heating, Inc. offers flexible financing options for qualified homeowners on all Carrier furnace, air conditioner, heat pump, and ductless installations.
Why Finance Your Carrier Installation?
A new Carrier heating or cooling system is one of the most important investments you'll make in your home. Financing lets you get the right system for your home today — not the system your budget forces you to settle for — and spread the cost over manageable monthly payments.
D's Air & Heating, Inc. works with financing partners to offer competitive rates for qualified homeowners. Whether you're replacing a failed furnace in the middle of a Chicago winter or upgrading to a high-efficiency Carrier Infinity® system, financing options are available to fit your situation.
Financing Benefits
- Low monthly payments — spread cost over time
- Competitive APR rates for qualified homeowners
- Fast approval — get your system installed quickly
- No prepayment penalty — pay off early anytime
- Available on all Carrier equipment categories
- Financing available for emergency replacements
Monthly Payment Estimator
Estimate your monthly payment based on installed price and financing term. Actual rates subject to credit approval.
Estimated Monthly Payment
$93/mo
120 payments · 6.99% APR · Total: $11,142
*Estimated payment only. Actual rate and terms subject to credit approval. Contact D's Air & Heating, Inc. for current financing offers.
Sample Monthly Payments by Equipment
Based on 6.99% APR / 120-month term. Installed prices are representative — actual pricing varies by model and home.
| Equipment | Installed Price | Est. Monthly |
|---|---|---|
| Carrier Comfort™ Furnace | $4,800 | $56/mo |
| Carrier Performance™ Furnace | $6,500 | $76/mo |
| Carrier Infinity® 98 Furnace | $9,200 | $107/mo |
| Carrier WeatherMaker AC | $5,200 | $61/mo |
| Carrier Performance™ AC | $7,800 | $91/mo |
| Carrier Infinity® 21 AC | $11,500 | $134/mo |
| Carrier Comfort™ Heat Pump | $5,800 | $68/mo |
| Carrier Infinity® 23 Heat Pump | $14,500 | $169/mo |
| Carrier Ductless Mini Split System | $6,200 | $72/mo |
| Complete Carrier Comfort System | $9,800 | $114/mo |
| Complete Carrier Performance System | $14,200 | $165/mo |
| Complete Carrier Infinity® System | $19,500 | $227/mo |
*Estimates only. 6.99% APR / 120 months. Subject to credit approval. Local taxes may apply.
How Financing Works
- 1
Get a Free Estimate
Request a free estimate online or call us. We'll assess your home and recommend the right Carrier system.
- 2
Apply for Financing
Apply through our financing partner. Fast approval decisions for qualified homeowners.
- 3
Schedule Installation
Once approved, we schedule your installation at a time that works for you.
- 4
Enjoy Comfort
Your new Carrier system is installed, registered, and ready. Pay monthly at your approved rate.
Financing FAQ
What credit score do I need to qualify?
Financing approval is based on a full credit review, not just a single score. We encourage all homeowners to apply — approval decisions are made by our financing partner based on your complete credit profile.
Is there a prepayment penalty?
No. You can pay off your balance early at any time without penalty.
Can I finance an emergency replacement?
Yes. If your furnace or AC fails unexpectedly, financing is available for emergency replacements. Call us at (773) 940-0965 and we'll work to get you approved and installed as quickly as possible.
What equipment is eligible for financing?
All Carrier equipment categories are eligible — furnaces, air conditioners, heat pumps, ductless mini splits, and IAQ accessories. Financing is available for single units and complete system packages.
How long does approval take?
Most financing decisions are made quickly. In many cases, you can receive an approval decision the same day you apply.
Does financing affect my Carrier warranty?
No. Financing is a separate arrangement between you and the financing partner. Your Carrier manufacturer warranty is unaffected — D's Air & Heating, Inc. registers your equipment regardless of how you pay.
Ready to Get Started?
Apply for financing or request a free estimate today. No contracts. No pressure.